Manafe, M.W.N., Fanggidae, H.C., Pattiruhu, F., Ala, H.M. and Hendrik, N. 2026. The Impact of Mobile Banking Adoption, Financial Inclusion Programs, Perceived Services Accessibility, and Trust in Financial Institutions on the Financial Empowerment of Rural Communities . Journal Management & Economics Review (JUMPER). 3, 8 (Jan. 2026), 453–464. DOI:https://doi.org/10.59971/jumper.v3i8.865.